You Never Think It’s Going to Be You: Why Travel Insurance Matters More Than You Think
Travel Insurance Preparedness Checklist:
You board the plane, land in a new country, and feel invincible.
But when you wake up at 2 a.m. in a place where you don’t speak the language, sick and alone, reality hits hard.
Over the last 10 posts, I’ve shared moments I used to be embarrassed about:
Getting food poisoning in a 5-star resort
Walking away from a scooter crash pretending I was “fine”
Realizing my credit card insurance didn’t cover medical
Clinics that asked for cash upfront, and I had none
Denied claims because I missed the deadline by 3 days
Forgetting to save receipts because I was too dizzy to think straight
All of them had one thing in common: I wasn’t ready.
I used to think insurance was for car crashes, missed flights, or lost luggage.
But the truth? It’s about timing.
Emergencies don’t give you a heads-up.
And when they come, you’re already sick, tired, and the last thing you want is to start scrolling through fine print.
Here’s what I do now, every trip:
| Step | What To Do | Why It Matters |
|---|---|---|
| 1 | Read policy highlights | Know what’s actually covered |
| 2 | Save emergency hotline to Notes | Quick access in a crisis |
| 3 | Create a “[Country] – Medical” folder | Store docs/receipts instantly |
| 4 | Set a claim reminder (within 7 days) | Avoid missed deadlines |
| 5 | Screenshot “how to claim” instructions | No searching when you’re sick |
| 6 | Keep receipts (paper or upload) | Proof for every expense |
(Importance: 8/10)
(9/10)
(7/10)
(6/10)
(7/10)
(8/10)
(위 인포그래픽을 글 상단에 배치하면 독자에게 한눈에 실전 준비법을 전달할 수 있습니다.)
I’ve never met anyone who said, “Wow, I wish I hadn’t bought insurance.”
But I’ve met too many who said, “I really thought I didn’t need it.”
They say it while holding receipts they can’t use, scrolling through bank apps, wishing someone had told them to prepare.
So here I am, telling you: Prepare.
Travel far. Eat boldly. Take risks with your experiences - but not with your safety.
Because there’s a kind of peace that comes from knowing someone’s got your back when everything else is unfamiliar.
: Isn’t basic insurance enough for short trips?
A: Emergencies can happen anytime. Even a 3-day trip can turn into a nightmare if you’re not prepared.
: What’s the most important thing to do before traveling?
A: Read your policy highlights, save the hotline, and set up your claim process before you go.
: How soon should I file a claim?
A: Ideally within 7 days-don’t wait until you’re home and have forgotten the details.
Comments
Post a Comment