About me

 Hi, I’m Rich Kim.

To be honest, I never imagined I’d start a blog about insurance.
It always felt confusing, distant, and honestly... a little boring.

But life has a way of teaching us things when we least expect it.
After dealing with an unexpected situation abroad,
I realized how little I actually knew about insurance — and how important it really is.

I’m not an expert. I’m not here to sell anything.
I’m just someone who’s learning, slowly but surely, and trying to share what I find along the way.

This blog is a place for stories, lessons, and honest thoughts.
Less jargon, more clarity.
Less “how to get rich,” more “how to stay prepared.”

If you’ve ever felt lost trying to figure out coverage or didn’t know where to begin,
you’re in the right place.

Thanks for stopping by.